Credit Assessment
Credit assessment is essential for financial institutions, lenders, and businesses to evaluate the creditworthiness and financial stability of potential borrowers and investments. At Canva Enterprises, we specialize in comprehensive credit evaluation services, ensuring risk mitigation and optimal lending decisions.
Our Credit Assessment Process
A. Borrower Creditworthiness Analysis
Financial Health Assessment – Examining revenue trends, liquidity ratios, debt levels, and profit margins.
Loan Repayment Capacity – Analyzing past repayment history, cash flow adequacy, and debt-service coverage ratios.
Risk Categorization – Classifying borrowers into low, medium, and high-risk profiles based on credit history.
B. Credit Rating Advisory
We assist businesses in improving their credit scores and securing favorable loan terms.
Engagement with Credit Rating Agencies – Guiding businesses through rating evaluations and documentation preparation.
Developing Debt Structuring Strategies – Optimizing capital structures to enhance credit scores.
C. Loan Structuring & Debt Optimization
We provide customized credit facility structuring to ensure businesses access the most suitable financing options:
Term Loans, Revolving Credit, and Bridge Financing – Structuring financing solutions tailored to business needs.
Refinancing & Debt Consolidation – Helping businesses restructure debts at better interest rates.
D. Credit Risk Management & Compliance
Ensuring compliance with financial regulations and lending guidelines is critical. Our services include:
Regulatory Compliance Advisory – Adhering to local and international credit laws.
Fraud Prevention & Due Diligence – Conducting background checks, forensic audits, and default risk analysis.
Get in touch
Phone
+91 8905306133
canvaenterprises0@gmai.com